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Schlaf & Angst

Process & fees

What to expect — and what it costs

Transparency up front is part of treatment as far as I am concerned. This page sets out the process, the fees, and answers to the questions that come up most often.

Step by step

From enquiry to first session

  1. 01

    Book an appointment

    You book a free intake call through It's Complicated. Alternatively, send me an email.

  2. 02

    Intake call

    We briefly clarify what brings you here and whether what I offer fits you. You ask your questions and get a sense of whether you feel comfortable with me and my approach.

  3. 03

    Paperwork & assessment

    Before the first session you receive the treatment contract, the fee agreement and the information and consent form for video treatment. You also receive scientifically grounded questionnaires and a sleep diary, whose results inform treatment planning.

  4. 04

    History-taking and plan

    The first sessions build a picture of your situation and from it a concrete treatment plan with a foreseeable scope.

  5. 05

    Treatment

    Usually weekly, by video. Evening appointments are possible. You receive an invoice after each session.

  6. 06

    Relapse prevention & stabilisation

    What worked, and what do you take with you? We prepare how you handle difficult phases without slipping back into old patterns.


Process & fees

Transparent fees — clearly structured

I work with a clear, fair fee structure based on the official German fee schedules for psychotherapists (GOP/GOÄ), while staying easy to plan for self-paying clients.

For self-paying clients

Fees for self-paying clients

Intake call15 minutes, by video
free of charge
Assessment30–45 minutes
€100
Individual session50 minutes, by video
€130
Group session100 minutes, per person, by video
€150
Accompanying short session30 minutes, by video
€70

Recommended

ACT sleep programme (6 weeks) — package price

A structured, scientifically grounded programme based on CBT-I and ACT — well suited to chronic insomnia.

€950instead of €1,330 billed item by item

Next group: 21 October to 25 November 2026, weekly on Wednesdays, 10am.

Included
  • Free intake call
  • Initial assessment (€100)
  • Individual intake (€130)
  • 6 × group sessions (100 minutes each)
  • 1 × short individual session (30 minutes)
  • Closing session (50 minutes)
  • Questionnaire scoring
  • Sleep diary analysis
  • Relapse prevention & recommendations

Why self-pay?

Some people deliberately choose self-pay therapy:

  • no waiting times
  • nothing reported to a health fund
  • flexible scheduling
  • discretion, e.g. ahead of civil-service appointment or insurance applications
  • clear structure and a predictable scope

For privately insured & Beihilfe clients

Private insurance & Beihilfe

Intake call15 minutes, by video
free of charge
Assessment30–45 minutes
€167.58GOP 812a: €134.06 + GOP 801a: €33.52
Individual session50 minutes, by video
€153GOP item 870, 3.5× rate
Group session100 minutes, per person, by video
€203GOP item 872, 3.5× rate
Accompanying short session30 minutes, by video
€75GOP item 870

These amounts correspond to the standard GOP rate, via a written fee agreement. How much of that is reimbursed depends on your individual policy.

ACT sleep programme (6 weeks) — itemised billing

For privately insured clients, billing follows the GOP/GOÄ fee schedules. You automatically receive a detailed itemised breakdown after each session.

ServiceDurationGOPAmount
Initial assessment30–45 min812a + 801a€167.58
Individual intake50 min870€153
Group session (each)100 min872€203
Accompanying individual session30 min870€75
Closing session50 min870€153
Totalapprox. €1,750

Reimbursement depends on your individual policy. I recommend obtaining a cost confirmation before starting, so you know which services are covered. Additional individual sessions beyond the programme are not included (€153 per 50 minutes, see above).

Cost confirmation — what you can clarify beforehand

Many private insurers cover psychotherapeutic services in full or in part. For planning certainty, you can clarify the following points in advance:

  • Is behavioural therapy reimbursed?
  • What is the reimbursement share per session?
  • Are assessment services (812a/801a) covered?
  • Are group services (GOP 872) covered?
  • Is there a limit on the number of sessions?

I am happy to provide a short description of services for you to submit to your insurer.

Formalities

  • Cancellations up to 24 hours in advance are free of charge; later cancellations or non-attendance are invoiced.
  • Healthcare treatment is exempt from VAT under § 4 no. 14 of the German VAT Act.
  • You receive an invoice after each session and submit it yourself.
  • As a self-paying client, nothing is reported to any health fund.

Common questions

What else you might want to know

Will my private health insurance cover this?

For privately insured clients and those with civil-service allowance (Beihilfe), the standard rate is €153 per session (GOP item 870, 3.5× rate, via a written fee agreement). How much of that is reimbursed depends on your individual policy. Whether group therapy is reimbursed is additionally policy-dependent and cannot be assumed. Please clarify reimbursement with your insurer in writing before starting; I am happy to provide a short description of services for that purpose.

What if I have statutory health insurance?

Then you are a self-paying client with me — nothing is reported to your health fund. Under narrow conditions, reimbursement under § 13 (3) SGB V may be possible if you can demonstrate that no reasonable therapy place is available. This requires documented rejections and a formal application; funds frequently refuse and an appeal is often necessary. Please do not count on it.

Do you work in English?

Yes. Treatment is available in German and in English. Written materials such as the sleep diary, worksheets and the treatment contract are available in both languages.

How quickly can I get an appointment?

Considerably faster than in a practice contracted with the statutory system, where the German Federal Chamber of Psychotherapists reports an average of around 142 days between a first consultation and the start of therapy. Currently available slots are visible directly in the booking calendar.

Is video treatment just as effective?

For cognitive behavioural therapy for insomnia and for anxiety disorders, there is good evidence of effectiveness in video format as well. Video psychotherapy is permitted under German professional regulations; I check at the outset whether the setting is suitable in your case, and we agree an approach for crisis situations including local points of contact where you live.

What happens if I need to cancel?

Please cancel at least 24 hours in advance. For later cancellations or non-attendance, a missed-appointment fee equal to the session fee applies — regardless of the reason, as the slot was reserved for you. The details are set out in the treatment contract.

What technology do I need?

A device with a camera and microphone, a stable internet connection, and a room where you can speak undisturbed. I use a certified video service with end-to-end encryption and a data processing agreement; you receive an access link before each appointment. No installation is required.

How long does treatment take?

The group programme on sleep runs over six weeks with a fixed structure. Including assessment, intake call and closing session, that comes to around nine weeks in total. In individual therapy, the scope depends more on the individual case; we set a framework together after the assessment and review it regularly.

Are you bound by confidentiality?

Yes. As a licensed psychotherapist I am bound by statutory confidentiality under § 203 of the German Criminal Code and by the professional regulations of the Bavarian Chamber of Psychotherapists. Without your explicit release I pass on no information — including to relatives or doctors.

Still have questions?

We can cover everything else in the intake call — or just drop me a line.

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